Even baby steps are steps in the right direction…

debt - May 28

Ever since we found out I was pregnant just over 3 weeks ago, it seems like our progress on paying off our Home Equity Line of Credit debt has come to a screeching halt. Although that’s not technically true, in the… Continue Reading

How pregnancy affects your finances

how pregnancy affects finances

Two weeks ago, we were on such a roll in getting our debt paid off. In the 5 weeks prior, we had paid off $8,293.87 of our debt ($4,183.96 had been our tax refund). We had gone from $14,777 at… Continue Reading

Changing our financial priorities – we’re having a baby!!!

changing financial priorities - we're having a baby!

If you’ve been following me on Instagram, you might’ve seen that on Friday morning, I had a bit of a shock. Although I was convinced testing would be a waste, I figured I’d do it anyway so I could rest assured… Continue Reading

Weeks away from being Debt Free thanks to our Tax Refund!

HELOC - May 3

I don’t usually post updates on non-Pay Days but since my tax refund had finally come in as well, I couldn’t wait until Friday to update! My tax refund was actually quite similar to that of Mr. Unchained’s (which is… Continue Reading

Net Worth Statement – April 30, 2016

april net worth statement

I’m so pleased with our progress this month! Our Net Worth for April is $506,607.53, an increase of $8,366.63 since the March Net Worth Statement ($498,303.90). This is an even bigger increase than what we achieved last month ($5,779.72). Related: Net… Continue Reading

Disability Claims for Idiopathic Hypersomnia – Part II

Disability Claims for Idiopathic Hypersomnia - Part II

If you haven’t already read Part I of my saga (i.e. trying to get my disability claims approved for my Idiopathic Hypersomnia), head on over here first: Disability Claims for Idiopathic Hypersomnia – Part I Related: What is Idiopathic Hypersomnia? (And… Continue Reading

How much do I need to save before going on maternity leave?

how much do I need to save before going on Maternity Leave?

We’ve been trying to conceive for about 6 months now so it’s getting more and more challenging to stay positive with every month that goes by. In an attempt to look on the “brighter” side, I wrote about 8 “positives”… Continue Reading

7 ways to work overtime to maximize pay while avoiding burnout

7 ways to work overtime to maximize pay while avoiding burnout

I’ve said it before and I’ll say it again – working overtime is the most efficient use of your time. Generally, there are two ways of generating income: By trading your time for money By trading your money for a… Continue Reading

Seeing the positives in yet another negative – Dealing with negative pregnancy tests

seeing the positives in yet another negative

3 days late and 4 negative pregnancy tests later It’s been 5 months since we started trying to conceive (TTC). The month we spent in Asia saw the end of two fertile windows, and with the constant travelling, time changes,… Continue Reading