Net Worth Statement – August 2016 (and why we spent our Net Worth away)

August 2016 Visa Expenses

If you track how your Net Worth is progressing month over month, you may consider how each purchase may affect your Net Worth results at the end of the month. I know I do. And if you’re trying to stick to a… Continue Reading

Should we save for our child’s post-secondary education?

Should we save for our child's post-secondary education?

The discussion around the dinner table a few nights ago started with Mr. Unchained’s simple question: When is one considered an adult? To his annoyance, I replied that it depended entirely on the situation. Despite his urging to just give… Continue Reading

Net Worth Statement – June 30, 2016

net worth statement - June 30, 2016

Yikes, it looks like my Net Worth Statements are coming out later and later as the months go by! This last weekend has been exceptionally busy – despite it being a long weekend, it felt shorter than other “short” weekends.… Continue Reading

How we paid off $16,000 of debt in 4 months

how we paid off $16,000 of debt in 4 months

How we accumulated $16,000 worth of debt There were two major components to our debt. The first, which was the major focus for us, was our Home Equity Line of Credit (HELOC). We started off the year with a balance… Continue Reading

Can this really be? We’re finally DEBT FREE!!!

we're finally debt free!!!

At 7:30 Friday morning, with one eye still shut, I logged into our bank account to check how much I’d been paid. Last week, I had calculated that as long as my take home pay was over $1,300, we’d have… Continue Reading

Net Worth Statement – May 31, 2016

Net Worth Statement - May 31, 2016

(Oops, this post is a little late – thank you first trimester pregnancy! Also, is it just me, or are jellyfish the most hypnotically beautiful creatures ever?!) Ever since we learned of my pregnancy, our progress with our debt repayment… Continue Reading

Even baby steps are steps in the right direction…

debt - May 28

Ever since we found out I was pregnant just over 3 weeks ago, it seems like our progress on paying off our Home Equity Line of Credit debt has come to a screeching halt. Although that’s not technically true, in the… Continue Reading

How pregnancy affects your finances

how pregnancy affects finances

Two weeks ago, we were on such a roll in getting our debt paid off. In the 5 weeks prior, we had paid off $8,293.87 of our debt ($4,183.96 had been our tax refund). We had gone from $14,777 at… Continue Reading